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Free expense tracker for Android

The free expense tracker that helps you stop impulse spending

MoneyMate is a simple, beautiful expense tracker and budget planner with a unique 48-hour impulse-control pause, so you stop emotional spending before it happens.

Get it onGoogle PlayExplore features
Free to useNo account requiredWorks offlineOptional cloud sync

What is MoneyMate?

MoneyMate: Expense Tracker is a free Android app for tracking expenses and income, setting monthly budgets and savings goals, managing debts and recurring bills, and reducing impulse purchases with a built-in 48-hour spending pause and Waiting List. It works offline, needs no account (guest mode), and can optionally sync to the cloud.

Best forPersonal expense tracking, budgeting and curbing impulse spending
PlatformAndroid 8.0+ (Google Play)
PriceFree, supported by ads
Account required?No: guest mode stores data only on your device
Unique feature48-hour impulse-control pause and Waiting List
ExportCSV and PDF
Why MoneyMate

Everything you need to manage personal finances

From daily expense tracking to long-term savings goals, MoneyMate keeps your money organised in one clean app.

Expense & income tracking

Log a transaction in seconds with quick bottom-sheet forms, categories, accounts and notes.

Smart categories

Start with ready-made preset categories or create your own with custom icons and colours.

Monthly budgets

Set spending limits and get alerts as you approach them, so you never overspend by surprise.

Savings goals

Save for a trip, laptop or emergency fund and watch your progress grow.

Recurring bills

Automate rent, subscriptions and salary. Confirm or skip straight from the notification.

Insights & reports

Category breakdowns, 6-month trends and month-over-month comparisons in clear charts.

See all features →

Our difference

Stop impulse buys with a 48-hour pause

Most expense trackers only tell you what you already spent. MoneyMate helps you decide before you buy.

  • Start a 48-hour pause on impulse spending
  • Park wants on the Waiting List and decide later
  • Mark items Bought or Avoided and see the money you saved
Learn how it works
Get started

Up and running in 3 steps

Download MoneyMate

Install the free app from Google Play. Continue as a guest or sign in with Google.

Add your accounts & transactions

Log expenses and income in seconds and pick from preset categories.

Set budgets & goals

Follow your insights, stay within budget and reach your savings goals.

Read the full user guide →

12+Core features
$0Free to download
OfflineWorks without internet
AnyCurrency supported
Preview

See MoneyMate in action

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FAQ

Frequently asked questions

Is MoneyMate free?

Yes. MoneyMate is free to download and use. The app is supported by ads. We don't sell your financial data.

Do I need an account to use MoneyMate?

No. Choose Continue as Guest and all your data is stored only on your device. You can create an account or sign in with Google later to enable backup and sync.

What happens to my guest data when I sign in?

MoneyMate offers to merge your guest data into your account. Duplicates are detected so the same transaction isn't added twice.

Is my financial data safe?

Data is stored on your device and, when you are signed in, synchronised to our cloud service over encrypted connections. Passwords are never stored in plain text. See our Privacy Policy for details.

What is Impulse Control?

It's a 48-hour pause on impulse spending. Park a purchase on the Waiting List, wait, then mark it as Bought or Avoided. MoneyMate totals the money you didn't spend.

More questions and answers →

Take control of your money today

Download MoneyMate free and start tracking in under a minute. No account required.

Get it onGoogle Play