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Features built for smarter money habits

Everything you need to track, plan and understand your money, plus tools that help you spend more mindfully.

Track

Expense & income tracking that stays out of your way

Add a transaction in a few taps and see exactly where your money goes.

  • Quick add for expenses and income, with notes
  • Multiple accounts: cash, bank, wallets
  • Preset and custom categories with icons & colours
  • Filter history, browse by category, or use the calendar view
Plan

Budgets and savings goals

Set a monthly budget, get alerted before you overspend, and save toward the things that matter.

  • Monthly budget with threshold alerts
  • Savings goals with progress tracking
  • Debt tracking to see what you owe
  • Financial health score from 0 to 100
Understand

Insights & reports you can act on

Clear charts turn raw transactions into decisions.

  • Category donut chart and 6-month trend
  • Compare this month with last month
  • Smart tips such as “Weekends cost more”
  • Export to CSV or PDF
Automate

Recurring payments & smart reminders

Never miss rent, a subscription or a bill again.

  • Daily, weekly, monthly and other schedules
  • Reminders the day before and on the day
  • Confirm & Pay or Skip right from the notification
  • Notes carry over to the created expense
Change habits

Impulse control & Waiting List

The feature that makes MoneyMate different: pause first, decide later.

  • 48-hour impulse-spending pause with a live countdown
  • Waiting List for purchases you're unsure about
  • Track items as Bought or Avoided
  • See the total money you didn't spend

And much more

Every feature in MoneyMate, at a glance.

Expense & income tracking

Log a transaction in seconds with quick bottom-sheet forms, categories, accounts and notes.

Smart categories

Start with ready-made preset categories or create your own with custom icons and colours.

Monthly budgets

Set spending limits and get alerts as you approach them, so you never overspend by surprise.

Savings goals

Save for a trip, laptop or emergency fund and watch your progress grow.

Recurring bills

Automate rent, subscriptions and salary. Confirm or skip straight from the notification.

Insights & reports

Category breakdowns, 6-month trends and month-over-month comparisons in clear charts.

Impulse control

A 48-hour spending pause plus a Waiting List helps you think before you buy.

Debt management

Track what you owe and see how debts affect your overall financial health.

Financial health score

One 0-100 score based on savings rate, debt-to-asset ratio and emergency-fund months.

Export to CSV & PDF

Share or archive your records whenever you need them.

Optional cloud sync

Sign in to back up and sync across devices, or stay 100% local as a guest.

Any currency, any country

Choose your currency and your country's financial year (India, US, Australia and more).

Privacy first

Guest mode or cloud sync: your choice

 Guest modeSigned in
Account neededNoEmail or Google
Where data livesOnly on your deviceDevice + encrypted cloud backup
Multi-device syncNoYes
Survives uninstallNoYes
Merge guest data laterYes, duplicates are detected automatically

Take control of your money today

Download MoneyMate free and start tracking in under a minute. No account required.

Get it onGoogle Play